I selected Cinch because I like the "2 Free Months" but be sure to check the start date! I selected Cinch because I like the "2 Free Months" in the online and mailed card I received. I also like the monthly cost that fit in my budget. BUT upon completing the application with my payment, I received an email confirmation that said I would be charged in 30 days--NOT 2 months! Upon making 4 calls not getting my question answered about the 2 free months, finally I did get a confirmation #XD040524 stating my payment would begin 070524. I gave 3 stars because it took too many calls to get live help for my question as I was put on hold repeatedly.

No nonsense company that’s treated me well. Never had an issue with a claim. Policy renewal was a ‘cinch.’ Customer service agents have always been professional and to the point. Very direct and pleasurable experience all around.

The company's response to my inquiry… The company's response to my inquiry was super fast. All of the packages were explained to me. I also, was given time think & review my package.

The lady I talked was very informative… The lady I talked was very informative and helpful if I had questions. She even called me back after work like I asked.

30 day delay in starting is unfortunate The representatives trying to help me did their best, but Cinch's policy to not start coverage for 30 days leaves my new house without their coverage for over 3 weeks. While they did give me a discount to keep me from cancelling, other companies would allow a choice of start date, in my case, to coincide with the closing on my house. While their coverage should be great for me, this snag doesn't seem to have a purpose, and it does not make sense.