Payments processing It will be a great choice to opt for this card, for those who just start building a credit history, especially International Students. All great except that it might need little update with the card payments processing. Like, if card payments gets processed and account reflect with updated balance instantly or at max in a business day.

The credit line they approve at the… The credit line they approve at the first place. As being an international student they gave me credit limit only for $300 which is nothing. My college tuitions is $10000 per semester. I personally think Deserve should really take a look in to it. Eventually my credit was increased which took one year to get $1300 limit from $300.

Poor customer service I changed my checking account, though I forgot to change the information for auto pay on my credit cards. So all my payment returned. The interesting section of this story was that all credit cards waive "RETURNED PAYMENT FEE" except Deserve. I called Deserve customer service multiple times but they cared about my case unprofessionally and never waived my first returned fee. After that, I barely used my Deserve card and prefer to use my other credit cards that value their customers.

Great first card! Deserve is a great credit card for International Students that does not have a credit score. Deserve Pro has amazing cash back for its target customers, compared to its competitors. The application and the website can be improved, not the best UI/UX. However, it gets the job done. This should be your first card, if you are new to credit cards in the U.S.!

Dishonest company Dishonest company. They partnered with BlockFi to issue credit cards. When Blockfi went under, they closed many people's credit cards - even if they paid bills/paid off card every month. They gave fraudulent reasons for account closure.