Your low pricing is the best feature Your pricing is reasonable for for my older home. The penalty fee is the lowest of any insurance company I've come across. I did NOT like that my rate went up simply because my roof type was reported inaccurately (unintentionally). I didn't think that should make hundreds of dollars a year difference to my premium. That's not THAT big a risk factor.

My previous insurance was going to… My previous insurance was going to charge me 2177.00. I called Patricia from Martin County Florida and she gave me a cheaper price. Patricia was from Northern Trust. When I received you bill it was around $1443 more than my previous insurance. I will be doing some shopping when this contract expires in 2021. Gary Pahel

Terrible company Terrible company, if they don't leave you when something bad happens don't worry they will just sue you instead..

Saved me over $1k from my current… Saved me over $1k from my current policy, def pays to shop each year, however they were not as aggressive on my policy for my investment home. So I assume they prefer owner occupied policy underwriting, but none the less, happy for the savings for my primary residence.

Ripoff company with terrible Customer Service! We have had coverage with PTI for about 7 years. No claims! In that time our premium has increased more than triple the original quote! Notice in other reviews here that PTI always explains their rate increase by basically saying "We're sorry. Everybody is raising ins rates in FL." In other words, we're raising our rates because we can get away with it! PTI customer service is a joke! Yesterday I talked to someone from their "customer service" and I told him that our governor would agree that PTI rates are too high! His response? "There are no political comments allowed!"