Incorrect terms communicated While the care agent explained how the over-payment was being applied, she was the one who was the first one to state that we could NOT pay our loan off early. This made me very upset as when talking with the rep who put our loan together, my husband and I made it VERY clear that we wanted to be able to make over-payments to be able to pay the loan off early if we could and he NEVER once indicated that wasn't an option.

DO NOT FINANCE WITH THEM DO NOT FINANCE WITH THEM, this place sucks, customer service in worthless, no information available online for your account, , and it takes 21BUSINESS days ( saturday- sunday does not count) or 1 month to get title , after you pay if off, left numerous voicemails, emails, no response

Very disappointed Very disappointed. Paid off our commercial vehicle this morning. 3% charge on outstanding balance and $250.00 pre payment penalty. $1,000.00 in additional fees for being a great customer. Thanks, but we wont be using you again.

Not Customer Friendly - Hold up at the high prepay corral! Difficult to get approval, you are not in the construction industry and do not understand construction equipment financing. Your prepay penalties are terrible. You have high interest rates that the customer must pay dearly to get out of. I would never recommend you to anybody for any type of financing.

Working with ENGS Working with ENGS, specifically Ty Willis was incredibly easy and fast. I will without a doubt be contacting them any time I need commercial financing. Great group of honest, hard working people who really want to help you grow your business.