Idea Financial

200 SE 1st Street, #200, 33131, Miami, United States
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4.50
Based on 20 Reviews

5

80.00%

4

10.00%

3

0.00%

2

0.00%

1

10.00%
About Idea Financial

Idea Financial is a online lender focused on small-to-medium sized businesses via our flagship Line of Credit Product. We are a proud partner of Idea Bank - a leading publicly traded European bank that provides various banking products and services to small, medium, and large businesses in Poland and internationally. Together, we bring Idea Financial to better serve small business in the U.S. At Idea Financial, we use our financing expertise, cutting-edge technology and commitment to superior customer service to develop financial products that give small businesses just that: control of their finances. Our primary goal and motivation is to help our customers transform their business ideas into reality

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customer
GB

Great process for approval Great process for approval - did need YTD financials and prior year taxes and financials. I did get line for 250k and I am in the motorsports retail business. I do have over 800 credit and have been in business for over 10 years. No BS - they will get u some money and rates are much better than MCA rates.

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Valued Customer
GB

Complicated business structure required more effort Our business structure is complicated. The loan process involved more steps and a longer loan process than we had hoped. Our Idea Financial team members stayed on top of the process and helped us to navigate through it. The 4 star review is not a 5 star review only for the extra time and longer process experience. Once we navigated through the process it took just a few day to receive our funding.

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Thinh Hang
GB

The loan process was super quick and easy… The loan process was super quick and very easy. We had our money in our account with in a few days from beginning to closing paperwork. I would highly recommend using Idea Financials.

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Jason
GB

You have to requalify every time you… You have to requalify every time you want to go get money, so in other words they don't give it to you when you need it only when you don't need it. They charge a fee EVERY time you take money as well as charge interest. Also the charge a higher interest rate than what was first quoted and most other companies, even with having great credit.

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Myers Colvin
GB

To whom it may concern Aaron and Robert were excellent. I would recommend them to anyone wishing to be treated with courtesy respect and professionalism. To whom it may concern Aaron and Robert were excellent. I would tell anyone asking that my business experience with their company would not have happened without the professional and courteous treatment I received. Myers A. Colvin Sr PE

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