Complicated business structure required more effort Our business structure is complicated. The loan process involved more steps and a longer loan process than we had hoped. Our Idea Financial team members stayed on top of the process and helped us to navigate through it. The 4 star review is not a 5 star review only for the extra time and longer process experience. Once we navigated through the process it took just a few day to receive our funding.

You have to requalify every time you… You have to requalify every time you want to go get money, so in other words they don't give it to you when you need it only when you don't need it. They charge a fee EVERY time you take money as well as charge interest. Also the charge a higher interest rate than what was first quoted and most other companies, even with having great credit.

We really appreciate all the great work… We really appreciate all the great work Idea Financial is doing for us. In particular, Rafael Garcia has been a pleasure to work with. We had a harrowing incident and Rafael helped us through the turmoil. Jim Crabbe

Highy, highly recommend them! In the lending world, you run into a lot of fast talking, high pressure sales people, and you're just not sure if you should trust them with such sensitive information, but these guys did everything they said they would, made the process seamless and funding literally took only 24 hours. I highly, highly recommend them!

The financing was fast and easy The financing was fast and easy. The biggest short-coming was the interest rate nearly doubled over what was advertised in their marketing piece. I'm not sure why they did not put more emphasis on our stellar D&B and Credit Scores.