Idea Financial

200 SE 1st Street, #200, 33131, Miami, United States
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4.50
Based on 20 Reviews

5

80.00%

4

10.00%

3

0.00%

2

0.00%

1

10.00%
About Idea Financial

Idea Financial is a online lender focused on small-to-medium sized businesses via our flagship Line of Credit Product. We are a proud partner of Idea Bank - a leading publicly traded European bank that provides various banking products and services to small, medium, and large businesses in Poland and internationally. Together, we bring Idea Financial to better serve small business in the U.S. At Idea Financial, we use our financing expertise, cutting-edge technology and commitment to superior customer service to develop financial products that give small businesses just that: control of their finances. Our primary goal and motivation is to help our customers transform their business ideas into reality

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Christopher Newton
GB

Thank you so much for all of your help … Thank you so much for all of your help Nelson Vargas walked us through every step of the way. If he was not available, he made sure to communicate (even after hours) and to get back with us promptly. We are ready to expand our business thanks to him and Idea Financial!

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Bradley Knoefler
GB

CREDIT LINE DRAW REJECTED WHEN NEEDED We applied for a credit line to finance a remodeling project for our restaurant. We needed to finance not only the construction but the operational costs as we would be closed for a few months. The day we tried to draw down the credit line it was refused due to "loss of revenue". Well that's what happens when you close your business for a remodeling project! Now we have to scramble to find another credit line to continue the project. Its almost as if they expect you to borrow when you don't need it yet refuse to lend when you do need it. Not cool at all and defeats the whole purpose of a credit line. DO NOT EVER WORK WITH THESE PEOPLE!!!

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Myers Colvin
GB

To whom it may concern Aaron and Robert were excellent. I would recommend them to anyone wishing to be treated with courtesy respect and professionalism. To whom it may concern Aaron and Robert were excellent. I would tell anyone asking that my business experience with their company would not have happened without the professional and courteous treatment I received. Myers A. Colvin Sr PE

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customer
GB

Great process for approval Great process for approval - did need YTD financials and prior year taxes and financials. I did get line for 250k and I am in the motorsports retail business. I do have over 800 credit and have been in business for over 10 years. No BS - they will get u some money and rates are much better than MCA rates.

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Jason
GB

You have to requalify every time you… You have to requalify every time you want to go get money, so in other words they don't give it to you when you need it only when you don't need it. They charge a fee EVERY time you take money as well as charge interest. Also the charge a higher interest rate than what was first quoted and most other companies, even with having great credit.

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