I cant remember how I get onto Happy… I cant remember how I get onto Happy Money site. My application experience was smooth and quick. I was able to get my loan approved within 2 minutes without an origination fees. That was a catch for me. The interest rate that I received was awesome too. I was able to consolidate my credit cards from 23.99% APR to just 5.99% APR and I will be able to finish my payments within 24 months.

I have been trying to make a loan for a… I have been trying to make a loan for a very long time after my divorce but none of these lenders would trust me because of my credit score, but with Happy Money, my credit score did not even matters and the fact they trusted me that really matters. So I set up my payment automatically so I won’t miss any payments. Though the interest is high and I don’t like how I can’t pay the loan bi-monthly to make it lower payments every paycheck, still I would choose this loan company than others.

Easiest Loan to Understand This was the most easiest loan to get possible. It fit my financial lifestyle to pay it back on a conservative payment plan and I didn't feel like I was living paycheck to paycheck to get it paid off. I had some wiggle room to make extra payments if I wanted to. There is always a quick response on emails as well as phone calls. Plus everyone I have talked to is simply amazing, friendly, patient and does not rush you on the phone.

The team at Happy Money are customer service all stars! From application to payoff of the loan I received the kindest, most conscientious treatment from the team at Happy Money. My sincere gratitude for helping me get through a rough time with debt consolidation. Yay! It's paid off now! A huge shout out to Kasey Moen for amazing customer service!

Website doesn't seem to work and in… Website doesn't seem to work and in general they are not responsive. Applied for something through their website and it said I'd heard back in 24-48 hours but never heard back ever. Emailed them to follow up and never heard back either. I'm sure they're busy but it would be good if their website worked and if they had customer service.