Happy Money is AWESOME but.... Happy Money is AWESOME. They are fast, proficient, and very easy to apply. My only downside is not been able to pay more than the minimum without calling. Other than that it is a great way to payoff debt timely and efficiently without worrying about late fees or high interest.

Happy Money May Make me Happy in future. Happy Money is a big company. I wish I had been approved in a short time, due to incomplete documents and due to my emergency I got approved from different agency, My hope if I can apply in future Thanks for all team best wishes Ali Nour

Loan originated through Payoff Loan originated through Payoff, which was later aquired by Happy Money. The loan was taken out 36 months ago, which meant that June was the last payment owed. I verified that through customer service. The day after the final payment was due, a new charge in the exact amount shows up on the account. There is no explanation on-line, but the customer service rep says it is an auto generated balloon payment for loan maturity. The charge is the exact same as what their rep told me was the FINAL payment. Stay clear, not enough transparency, no account detail available without a special request. Still waiting on docs from customer service.

I have been trying to make a loan for a… I have been trying to make a loan for a very long time after my divorce but none of these lenders would trust me because of my credit score, but with Happy Money, my credit score did not even matters and the fact they trusted me that really matters. So I set up my payment automatically so I won’t miss any payments. Though the interest is high and I don’t like how I can’t pay the loan bi-monthly to make it lower payments every paycheck, still I would choose this loan company than others.

This so called happy money should not… This so called happy money should not be on trustpoliot there take all you documents and I had signed there argument. And there said that the money will be in my account within 2 hours its been week now and when you try to call them there dont respond to your call. I had my doubts about this company. Read all the comments I am beging to think there are notting but scammer. Dont trust them keep away from happy money know as hm