I would try somewhere else Worthless. Contacted these guys to see if I was in a spot to move forward or not To get pre-qualified. Contacted by text message and worked with Brenda Gloriani. At first was getting all the info I needed. Was instructed on how to use their app to upload the documents they needed. I asked as many questions as I could, most of which were answered. But then I started hearing less from her. Was asking when will I hear something and was just being told ‘soon’. Was then told there was some kind of technical issue, after I sent all my info. That went on for like a week. Was told they were basically having to do it manually, whatever that meant. That went on for weeks. The whole thing was sloppy, especially for a newish company using an app. Not reassuring at all..I thought everything would be smooth, but maybe it was just my agent. I went online to their website to look at their staff page to see if Brenda was even a real person or just a text response bot, and it seemed like she was real, which made it even more disappointing because of the communication. I felt like an annoyance more than a client. In all, I ended up asking something like ‘how much longer?’ about a dozen times. After finally getting a snippy response text saying “Today!”, they quietly sent me an email and said nothing to me about it being sent. I looked it over after stumbling on it the next day and then contacted again about it and I never heard anything back. That was months ago. I decided to just let them go and try with someone else in a few more months. Nothing at all about them told me I should keep trying. Not like there aren’t 100 different companies doing the same thing. In total, I spent around a month of back and forth with SYOM, and only got a headache out of it. If you decide to try with this group, get them on the phone or meet in person if possible. At the very least, stay away from Brenda if you actually want to get something accomplished.

Evil piece of $hi+ Greg scammed… Evil piece of $hi+ Greg Martel scammed thousands of investors out of over a quarter billion dollars. Price Water Coopers appointed by the courts as a receiver to try and find OUR money he stole from us and left for Thailand! Complete Ponzi scheme destroyed so many peoplea lives...

I recommend SYOM for your mortgage… I recommend SYOM for your mortgage needs. I refinanced my existing ARM to a 15 yr. fixed loan. I got quotes from three lenders and SYOM offered the best interest rate / closing cost combination (they were very competitive). The closing cost came out to be slightly lower than what SYOM had estimated! It took about three or four iterations before SYOM correctly completed my loan application form. But they insured that the close of escrow happened before the deadline I had given them. It was a pleasure working with the SYOM team.

Awesome JOB!!!! Paul Kim did an awesome job! He made sure we got to the finish line! Am very satisfied with the service provided and will highly recommend them! Taylor also did an awesome job, communication was effective and timely. This defines that this team is driven to succeed! Thank you! Job well done!

BEWARE BEWARE. This is turning out to be a ponzi scheme! Greg advanced loans with investor money and has now defaulted on his repayment of the investor loans and has gone radio silent. 100% do NOT touch this company. I will update this review in 4 weeks or less to confirm he is still absent and in default. He also operates Car Shair as the CEO.