I just closed on first cash out… I just closed on first cash out refinance! Brandon is awesome and helped me every step of the way! I reached out to him in June 2023 to get started. I had zero confidence in my ability to be able to qualify for the refi but he did! He had enough confidence that he checked on me quarterly to make sure I stayed focused! I’m so grateful I did and for Brandon! Now I’m able to do some investing, remodel home, and save for my son’s future!

Working with New Day Working with New Day USA was a great decision. Our Agent Ari Elfasi was super to work with. Always answered all of our questions, was always helpful and very informative. Would definitely recommend them. Thank you Ari and New Day USA!!!

NewDay (ND) wasn't a great experience… NewDay (ND) wasn't a great experience for me. I appreciated the efforts of my loan officer, Matt. He was responsive and a reliable communicator. It seemed (by ND policy) he was directed or compelled to reach out nearly every day during our refi process. That got old very quickly. At the end of the process, NewDay' best interest rate was a full 1 point higher than where we actually ended up (not at ND). In addition, they were not able to provide me with the cash I needed to realize via our refi transaction. Further, they insisted on my paying off a vehicle, which I co-signed on for my daughter, who had been making regular monthly payments for almost 2 years with no late or missed payments. Ridiculous! I was not convinced ND had my best interests as a priority. If so, their rate would have been much more competitive and citing corrections to the above noted issues, I would have "done the deal" with them.

Refinancing with a lot of equity in home sure helps to reduce high interest debt Refinancing my home in which I had a lot of equity made sense. It allowed me to pay off high interest credit card and car. It just made good financial sense even though the interest rate was higher than I wanted. Monthly payment were not that much more than want I am paying now. So there ya go.

Great experience Blake Smith truly made this one of the easiest home purchases/refinances ever. I have done several and Mr. Smith was a true professional who knew exactly what he was doing and made the process a breeze. Friendly, knowledgeable, helpful and always available. Cannot say enough good things about this refinance.