Neptune Flood

400 6th St S. Ste 2, 33701, Saint Petersburg, United States
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4.30
Based on 20 Reviews

5

70.00%

4

15.00%

3

0.00%

2

5.00%

1

10.00%
About Neptune Flood

Neptune Flood is the largest private flood insurance company in the United States, with an entirely digital quote and bind process. Neptune offers residential, commercial, and RCBAP products in a 2-minute quote to bind process with greater coverage limits and additional optional coverages. Flood insurance products are available in 48 states and Washington D.C. Neptune also offers Jumpstart parametric earthquake insurance in California, Oregon, and Washington for both residential and business customers. Neptune Flood specializes in providing flood insurance solutions for residential and commercial properties. By leveraging advanced technology, data analytics, and user-friendly online tools, Neptune Flood offers consumers and businesses a fast and efficient way to obtain flood insurance policies tailored to their needs. The company aims to simplify the insurance-buying process while offering competitive rates and comprehensive coverage options. Neptune Flood is backed by top-rated insurance carriers, ensuring that their customers receive reliable financial protection in the event of a flood. Their dedication to superior customer service, along with their cutting-edge approach to flood insurance, makes Neptune Flood a trusted and pioneering force in the industry.

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Parker Vigé
GB

Deceptive Fee Structure After 1-Year Renewal Neptunes premium charges are deceptive. After the first year, you will be charged a $150 policy fee (which is odd, because there is no administrative cost for your auto-renewal). This fee is also considered to be ‘earned’ at the time of renewal; if you switch to a different provider without this fee, it will not be refunded as is required for the remaining premium. I don’t mind paying for quality services, but I mistrust companies that use disingenuous fee structures to pad their margins without delivering value in return.

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BRENDA BURGESS
GB

My renewal my rate was $450 more from… My renewal my rate was $450 more from last year. The person that worked with me was very kind and we did some digging and found out that the quote was for a different home. I’m glad I checked on it and I’m glad that he helped me With the “for this year.

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Bethany Reads
GB

Great Service My underwriter followed up, revised my quote as needed and was very helpful. Bound coverage for a higher limit and at less premium than FEMA.

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SRQ SHERIFF
GB

I was very pleased to find your… I was very pleased to find your company. Obviously the proof will be should I actually need the insurance, which I hope is not the case. I could have used more assistance in determining what level and limits would be best for my specific situation, but overall I would hope I made the right choice.

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THOMAS MANCE
GB

Quick and easy and reasonable cost -

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